Whether it’s from a pipe burst or a storm in Orlando, FL, water damage can turn into a big problem. There are some important things that you should know if you find yourself in this situation.
1. When You File Can Affect Your Insurance Claim
Some insurance companies place a limit on how long you can wait to file a claim after a pipe burst or other damage occurs. If you wait too long, you could receive less money or be denied coverage altogether. Call your insurance agent to begin the process as soon as you can to avoid this. An adjuster will inspect your home to determine the amount of your claim. While you wait for this visit, it can be helpful to make a list and take pictures of damaged items and areas.
2. Flooding Can Lead to Secondary Damage
Not only do you have to deal with the immediate water damage, but you may also have secondary damage as well. One thing that many homeowners must address is mold growth. This fungus thrives on moisture and can begin to spread through your home in just a day or two. Sitting water can also lead to rust and other forms of deterioration.
3. Mitigation Should Begin Right Away
In order to prevent the damage from worsening, you should begin water damage remediation right away. Turn off the water line to your house, if necessary, and take steps to prevent the damage from spreading. Your insurance policy should cover the costs of cleanup and repairs done by a professional company.
Water damage comes from a variety of sources and all of them should be addressed as quickly as possible. Water from a pipe burst, storm or broken appliance can create additional problems in your home, but most, if not all, of the necessary repairs should be covered under your insurance policy.